Document Checklist

When looking to apply for a loan, you should be prepared to bring the following documentation to get you loan approved sooner.

 

Proof of Income

  • Two recent payslips (less than 30 days old) and latest group certificate (PAYG Summary)
  • Evidence of savings/deposit (last 6 months of transactions)
  • Copy of the front page of the contract
  • The latest rental statement from the real estate agent for the investment property (if applicable)
  • Copy of a latest credit card statement or car loan, interest-free loans etc

100 Points of Identification

  • Driver’s licence, medicare card, utility bill (water rates, phone, power etc)
  • Birth certificate (mandatory for first home buyer)

Construction Loans

  • Written tender from the builder (fixed price quote). The tender must show the builders’ licence number.
  • Supply building plans and specifications

Refinances

  • Copy of the last 6 months of statements/transactions on all credit commitments (that are to be refinanced)
  • Copy of last 3 months of statements on all credit cards (that are to be refinanced)

Self Employed Applicants

  • Last 2 years of financial reports and income tax returns (personal and/or company)
  • Last 2 years of notice of assessments

 

  • Do you have equity in your home?

    Have you considered an Investment Property to increase your personal wealth?
    What are the benefits of an Investment Property?
    • Tax returns - you can claim a considerable amount of deductions including interest paid, rates and even repairs or maintenance
    • Can serve as a form of income in retirement
    • And many more! Contact us today to find out how you can take advantage of this great financial opportunity!

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